Kap Rate Living & Kap Rate Group

Rosemary Del Cid

Real Estate Has Always Been About People.

For more than twenty years, I have had the privilege of helping people navigate some of life's biggest transitions. Whether buying a first home, selling a family property, investing in real estate, or beginning a new chapter, the relationships have always mattered most.

Rosemary Del Cid, Kap Rate Living & Kap Rate Group
Born In Chicago. Built Through Relationships.
My story

Born In Chicago. Built Through Relationships.

I was born and raised in Chicago, and this city has shaped everything about how I work. Real estate found me more than twenty years ago, and what kept me here was never the transactions. It was the people, the families, and the moments that mattered in between.

I have walked with clients through first homes, growing families, difficult decisions, and brand-new chapters. Over time I learned that the property is only ever part of the story.

“It has never been about the properties. It's always been about the people.
The lessons that changed me

The Lessons That Changed Me.

Living and working through the housing crash changed how I see this business. I watched people lose homes they loved, and I learned what really matters when everything else is uncertain.

Security is not a given — it is built.

Family is the reason behind every decision.

Memories live in the walls of a home.

A home is simply where life happens.

Leadership

Leadership Through Service.

As a Managing Broker, my role is to make the people around me better. I mentor new agents, build systems that protect clients, and advocate for the standards this industry deserves.

“Leave people better than I found them.

Managing Broker

Illinois Division

Mentor

Coaching new agents

Advocate

Raising the standard

Leadership Through Service.
Conversations That Matter.
Author & podcast host

Conversations That Matter.

Beyond real estate, I write and host conversations about resilience, leadership, and building a life you are proud of.

Who I serve

Helping People Navigate Change.

Most of the people I work with are in the middle of something significant.

Family.

Legacy.

Opportunity.

Retirement.

Growth.

Change.

Properties

Featured Listings.

3024 N. Clifton Ave.

For Sale

3024 N. Clifton Ave.

$2,800,000

5 bd · 3.5 ba

An exclusive opportunity to acquire a thoughtfully designed luxury new construction residence before its public debut. This approximately 4,000-square-foot Lakeview home is being crafted by an experienced Chicago builder in collaboration with Aida Napoles, Founder and Creative Director of DesignAGN, whose work includes internationally recognized brands such as Loews Hotels, Universal Parks & Resorts, Hard Rock Hotels & Resorts and Starbucks Design Studio. Warm natural materials, clean architectural lines and elevated craftsmanship create a home that feels both refined and livable. Highlights include expansive living spaces, a chef’s kitchen with luxury appliances and custom cabinetry, a serene primary suite with a spa-inspired bath, flexible living areas, and a finished lower level with additional bedrooms and wellness or fitness potential. Radiant heated flooring throughout the lower level and baths, heated exterior stairs, custom millwork, designer lighting, a private backyard and a two-car garage with rooftop deck complete the experience. Available exclusively through the Private Listing Network while construction progresses.
4834 N. Troy St

For Rent

4834 N. Troy St

$2,800

3 bd · 1.5 ba

Beautifully renovated 3-bedroom, 1.5-bath home offering generous living space and thoughtful updates throughout. Hardwood floors, crisp millwork and abundant natural light complement the spacious formal living and dining rooms. Updated kitchen features stainless steel appliances, quartz countertops, ample cabinetry and a center island. In-unit laundry adds everyday convenience. Meticulously maintained building in a prime Albany Park location near the Lawrence Avenue corridor, Brown Line, neighborhood parks, grocery, cafes and dining.
The titles that matter most

The Titles That Matter Most.

Before anything on a business card, there is one title I care about more than the rest.

Mom.

MomAuthorPodcast HostFaith DrivenDisney Enthusiast
Why This Chapter Matters.
Why this chapter matters

Why This Chapter Matters.

In 2025, Del Cid Real Estate Group became part of Kap Rate Living. It was a decision about people — about building something with more support, more reach, and more room for the agents and clients who trust me.

This chapter is about growing without losing what made the work meaningful in the first place.

For trusted advisors

Looking Beyond The Transaction.

Some of my strongest relationships are with the professionals who advise the same families I serve.

“The best outcomes happen when great people work together.

Fiduciaries

Trust and estate property guidance

Attorneys

Coordinated, careful transactions

Financial Professionals

Real estate as part of the plan

Reviews

What Clients Say.

During my house hunting buying selling journey, Rosemary was an absolute joy to work with. When you are making a huge financial, personal and sometime emotional decision for you and your family the stress is real. Rosemary was so patient, supportive, yet honest and straight forward. She guided me through this process with such grace and professionalism which in turn gave me a ton of confidence to make decisions with more ease than I'm used to. She answered every call no matter the time of day and addressed all of my concerns before I had to voice them. I am truly blessed to have had such a positive experience with Rosemary and I would recommend her a thousand times over to anyone in need of a reliable agent.
Leslie — Chicago, IL
★★★★★ · March 10, 2021
We've been through the full gamut of the real estate cycle with Rosemary - buying, selling and buying (again!) and each time we've been thoroughly impressed with the amount of care, compassion and deep understanding of our needs she's displayed when helping us with each home transition. I honestly wish I could by MORE homes just to have more experiences like with her. She's detail oriented, focused and, one of my favorite aspects, kind. I cannot recommend her enough. She is top tier and if I ever have to purchase another home, she's who I will call first.
Mark Thompson
★★★★★ · Testimonial
I'm a first time buyer and Rosemary made this process so smooth. She was very responsive, listened to my wants/needs and was able to find me my home. Would definitely recommend and work with again!
Jessica — Chicago, IL
★★★★★ · April 14, 2020
Absolutely, great communication and punctual. Went above and beyond to find exactly what I was looking for.
Mikie — Chicago, IL
★★★★★ · November 12, 2019
We called Rosemary to help us find a home that has a great school district in a family friendly neighborhood but not too far from the city and she delivered. She literally made appointments and took us to see several houses the day after we reached out to her and by the weekend we were already making an offer. She listened to our requests and helped us find the perfect home that fit our budget and had everything we were looking for. I definitely recommend Rosemary if you need a reliable and professional realtor.
G Delgado — Norridge, IL
★★★★★ · July 1, 2019
After more than twenty years, watching a family receive the keys to a new home still never gets old. Let's talk about your next chapter.

It's Always Been About People.